Editor's Review
The Sumitomo Mitsui Banking Corporation (SMBC) app is your all-in-one solution for managing your finances with ease and security. 🏦 This official app from SMBC allows you to access a wide range of services, including checking your balance, reviewing transaction history, making transfers, and even opening a new account—all from the convenience of your smartphone.📱
Key Features:
- Account Opening: Apply for an Olive account directly through the app without needing to visit a branch or use a seal. Just provide your identification documents, and you're good to go! 📝
- SMBC Direct Access: Enjoy 24/7 access to SMBC Direct (Internet Banking) services. Check your balance, view deposit and withdrawal details, and make transfers anytime, anywhere. 🌐
- SMBC Safety Pass: Log in securely and smoothly using biometric authentication methods such as fingerprint or facial recognition. Your security is our top priority! 🔒
- Olive Account Benefits: Subscribe to an Olive account to unlock a range of benefits, including favorable interest rates, SMBC Direct access, web passbook, SMBC ID, and Olive flexible pay. 🎁
- Multi Numberless Card: With an Olive account, you’ll receive a Multi Numberless Card that combines cash card functions with debit, credit, and point payment functionalities.💳
Core Functionalities:
- Balance/Deposit/Withdrawal Details Inquiry: Stay updated on your account activity with real-time information. 📊
- Transfer/Remittance: Make transfers and remittances easily, including Kotara remittance to email addresses or mobile phone numbers. 📧
- Payment of Taxes and Fees: Conveniently pay taxes and various fees directly through the app. 🧾
- SMBC Nikko Securities/SBI Securities Account Inquiry: Keep track of your investment accounts with balance and details inquiries for SMBC Nikko Securities and SBI Securities. 📈
- Household Budget Management: Utilize the digital household account book feature to manage your finances effectively. 🏡
- V Point Balance Check: Check your V Point balance and manage your rewards. 💰
- Various Notifications: Receive usage notifications and set spending limits for flexible pay, debit card, and credit card transactions. 🔔
Security Measures:
- SMBC Safety Pass: Enhance your security with biometric authentication for secure logins and transactions. 🛡️
- One-Time Password: Use a one-time password for important transactions like transfers to ensure maximum security. 🔑
Important Notes:
- Supported Devices: The app is compatible with Docomo, au, and Softbank Mobile devices running Android OS 6 or later. Ensure your device meets the requirements for optimal performance. 📱
- Security: Register for SMBC Safety Pass or use a one-time password for secure internet banking. If you use the My Passbook function, be cautious about your smartphone's security, and suspend SMBC Direct if your phone is lost. ⚠️
With the Sumitomo Mitsui Banking Corporation app, you can efficiently manage your finances, open new accounts, and enjoy secure banking services anytime, anywhere. Download now and take control of your financial future! ✨
Features
Account opening
Balance and transaction history inquiry
Funds transfer
Tax and fee payments
Biometric authentication login
One-time password generation
Olive flexible pay management
Debit/credit card details inquiry
Investment account balance inquiry
Pros
Conveniently manage finances anytime, anywhere
Secure transactions with biometric authentication
Streamlined account opening process via the app
Cons
Limited support for older Android OS versions
Potential security risks if the device is lost