Zip - Buy Now, Pay Later

Editor's Review

Meet Zip (formerly Quadpay) 🛍️, your new go-to app for smart shopping and flexible payments! 💸 Zip empowers you to buy now and pay later at millions of retailers both online and in-store. Say goodbye to budget constraints and hello to smarter spending! 🤩

How Does Zip Work? 🤔

Zip lets you split any purchase into 4 manageable installments, spread over 6 weeks. No more waiting for payday to snag those must-have items! 🤑 The app provides instant decisions, skipping the long, tedious application forms. It’s shopping made easy and stress-free! 😎

Where Can You Use Zip? 🌍

Pretty much everywhere! 🎉 Once you install the app, you can use Zip (previously Quadpay) to shop now and pay later, whether you're browsing online or visiting your favorite local stores. For extra convenience, add Zip to your Apple Wallet or Google Pay for seamless transactions. Millions of stores await your shopping spree! 🚀

Key Features of Zip: 🌟

• Split Payments: Divide your purchases into 4 easy installments.
• Wide Acceptance: Use Zip at millions of online and in-store retailers.
• No Credit Impact: Using Zip won't affect your credit score.
• Easy Tracking: Stay on top of your payments with reminders and transaction history.
• Deal Finder: Discover great deals and merchants directly in the app.

How to Get Started with Zip: 🚀

1. Install the App: Download Zip and link your payment card.
2. Shop Anywhere: Browse the deal finder or make purchases at Visa-accepting retailers.
3. Split Your Purchase: Enter the amount you want to spend, and Zip will split it into 4 payments over 6 weeks.
4. Manage Your Account: Update details, track spending, and get support directly in the app.

Stay Connected! 📱

Follow Zip on Instagram for daily style tips, lifestyle hacks, and updates on up-and-coming brands! 📸 Check out their Instagram here.

Important Details: ℹ️

• A typical example: For a $335 purchase, you’ll make four $85.25 payments every two weeks, with an APR of 31.11%.
• A $6 installment fee is charged, with $1.50 paid upfront and the rest included in future payments.
• Zip is currently available for US purchases only.
• Eligibility criteria apply, so make sure to check the terms of service.

With Zip, you can stretch your funds, shop your favorite brands, and manage your payments all in one place. It’s time to shop smarter and enjoy the flexibility you deserve! 😉

Features

• Split purchases into 4 easy installments

• Pay over 6 weeks

• Works at millions of online and in-store retailers

• Instant decision with no long application forms

• Seamless payments with Apple Wallet or Google Pay

• Track spending and manage payments in the app

• Update account details at any time

• Access to FAQs and direct support

Pros

• Increased purchasing power and flexibility

• No impact on credit score when using Zip

• Easy tracking of spending and payments

• Convenient payment management within the app

• Access to deals and a directory of merchants

Cons

• Installment fees can add to the total cost

• Limited to US purchases only