Affirm

Editor's Review

The Affirm app offers a seamless way to pay over time, both online and in-store. 🤩 With the Affirm Card™, eligible customers can make purchases anywhere Visa is accepted in the U.S. This app puts you in control of your finances with clear, flexible payment options. 👍

Key features include:

• Purchasing Power: See your spending limit upfront.
• Shop Brands: Explore brands with flexible payment plans.
• Deals and APR: Discover deals, 0% APR options, and plans over 12 months.
• Easy Payments: Set up AutoPay or make one-time payments.
• Affirm Money Account: Open a high-yield account with no hidden fees.
• Affirm Card: Request to pay over time online or in-store.

The Affirm Card provides even more flexibility: a physical card for use anywhere Visa is accepted, no credit impact to apply, and no card or annual fees. 🥳 You can discover 0% APR options or flexible plans at top brands, in-store and online, and request a payment plan in the app before or after checkout.

Important details: Purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren’t guaranteed. The Affirm Card is a VisaⓇ debit card issued by Evolve Bank & Trust, Member FDIC. 🏦 Pay-over-time plans are subject to eligibility checks and are provided by affirm.com/lenders. Minimum purchases are required for pay over time plans. Rates range from 0 - 36% APR. Loan options vary and are subject to eligibility. The Affirm Money Account is issued by Cross River Bank, Member FDIC, and is insured up to the federal limit of $250,000.✅

Features

• See purchasing power upfront

• Shop brands with flexible payments

• Discover deals and 0% APR options

• Set up AutoPay for easy payments

• Open a high-yield Affirm Money Account

• Use Affirm Card anywhere Visa is accepted

• Get a physical Affirm Card

• No card or annual fees

• Request payment plans in the app

Pros

• Clear, flexible payment options

• Discover deals and 0% APR options

• Open a high-yield Affirm Money Account

• Use Affirm Card anywhere Visa is accepted

• No credit impact to apply for Affirm Card

Cons

• Approval and terms aren’t guaranteed

• Minimum purchase required for payment plans